I used to be the kind of backpacker who thought that they didn’t need travel insurance. That was until my entire 60L backpack with all of my clothes, camera equipment, and money was stolen at a bus stop in Barcelona.
Worst of all, the bus was en route to Switzerland, where I had to pay almost triple the price for new underwear and warm clothes.
Ever since then, I always stay covered. Since I live on the road, I need a travel insurance policy which covers my adventures from trekking in the Himalayas to fighting Muay Thai in Thailand.
The Travel Insurance I Use
I have been traveling full-time for several years, and I have tried out several different insurance providers. The travel insurance company that I currently use is World Nomads as I believe they offer the best travel insurance policies for adventure travelers.
I always choose the World Nomads Explorer Plan as this ensures that I am covered for anything that I set out to do.
Get a Quick Quote With World Nomads NOW
You can buy and claim online, even after you’ve left home. Travel insurance from WorldNomads.com is available to people from over 130 countries. It’s designed for adventurous travelers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.
7 Things You Should Know About Travel Insurance From WorldNomads.com
- Trusted reliable underwriters
WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24-hour emergency assistance and the highest levels of support and claims management when you need it most.
- Value for money with the cover you need
WorldNomads.com provides cover for what’s important for travelers from over 130 countries. By focusing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.
- Flexibility when you need it most
Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you’re already traveling.
- Cover for a range of adventure activities
From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.
- World Nomads keeps you traveling safely
All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
- More than just great value travel insurance
All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.
- Commitment to exceptional customer service
We want to make sure you get the most from WorldNomads.com. You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.
So, Do I Really Need It?
I’m not here to sell you travel insurance. What I can do, however, is to help you understand whether or not you need it.
There’s an old saying that goes “if you can’t afford travel insurance, then you can’t afford to travel”. When I lost all of my belongings in Barcelona, I was fortunate enough to have enough savings to cover myself.
But, what I didn’t consider back then was hospital expenses or the possibility of a disastrous road accident. Looking back, there’s no way I would have been able to afford emergency surgery or to pay for another person’s car or motorbike.
As a full-time traveler, I have decided that travel insurance is one of those fixed costs that I can’t afford to not have. For me, it’s a small yearly bill that is negligible in terms of what I would be losing if something were to go wrong.
Is there a Cheaper Alternative to World Nomads?
* Updated March 2020
I’ve recently come across a new travel insurance company that has specific coverage for digital nomads.
This new company on the block is called SafteyWing. This company offers cheaper travel insurance for long-term travelers. I’ve written a detailed comparison between World Nomads and SafetyWing here.
You can find out more about them and get a quick quote here.
At the end of the day…
At the end of the day, when you buy travel insurance, you are buying peace of mind.
When people ask me if they should get travel insurance, I always say YES. I’ve heard many disaster stories and experienced it myself. You don’t want to be caught on the road uninsured when something happens.
This is even more true for adventure travelers like us.